Borch

SEND, SPLIT
SPEND

Rejected by Y Combinator

The easiest way to send and share money with friends. Fast, simple, and no extra costs.

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WHY FRIENDS LOVE BORCH

Forget the banks, the fees, and the wait. Borch lets you move money like messaging.

Keep the Change

Split coffee or cover rent — no hidden charges, no “processing fee”, no weekend nonsense.

Stablecoins work like cash, just without the excuses

No Clocks, No Borders

Send in seconds — even at 3AM, even across borders.

No SWIFT, no IBAN, no “try again Monday”

Walk in, No Keys

Start with your Google account. No seed phrases, no setup.

If you’ve ever used Spotify, you’re good.

STABLECOINS THAT SKIP
THE GATEKEEPERS

Send money, spend with a card, and earn the highest yield — all from one app.

Send money without extra fees

There are no hidden costs or charges when you pay friends. Just smooth, instant payments.

Handle shared money with zero effort

Group expenses are tracked automatically, so you never have to ask "who owes what?" again.

Your money, your privacy

Everything you do on Borch is secure. Your account, your money.

Borch mobile app interface showing group payment features

Money moves in real time

No waiting for transfers or approvals. When you send money, it gets there instantly.

Spend as a group, easily

Use a single virtual card for group purchases, with built-in limits and full transparency.

Start in seconds

No setup, no passwords, no crypto. Just sign in with socials and you're good to go.

Ready to transform how your group handles expenses?

Join thousands of groups already using Borch to split payments effortlessly. Be among the first to experience the future of group finance.

No spam, just updates on our launch
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Join 99+ others on the waitlist